How to Set Up and Use Apple Pay

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Do you want to know how to set up and use Apple Pay? Then you should know that there is no problem because I am going to show you how you can set it up and also how you can then use Apple Pay. All you just need to do is to read further.

How to Set Up and Use Apple Pay

Now you are going to know how to make purchases when using Apple Pay, which is one of the things users want to know.

All these devices have different ways or steps when setting up Apple Pay and also how to make use of it.

How to Set Up and Use Apple Pay

Contactless payments, such as Apple Pay, simply provide a faster and safer way to pay compared to swiping your card or using cash.

More than half (51%) of Americans simply make use of some form of contactless payment, which then includes mobile wallets like Apple Pay.

Setting up Apple Pay is very simple and can also be done in just a few easy steps, and then once it’s completed, you can even pay online or in-store with your iPhone or Apple Watch at participating merchants.

Before you can even register your credit card with Apple Pay, check to see if your device is compatible. Apple Pay can then only be used on Apple devices, including eligible iPhones, iPads, Apple Watches, or Macs. Some older models, such as the iPhone 5s, are simply not compatible.

How to Set Up Apple Pay on Your iPhone

The first place that you must then set up Apple Pay is your iPhone since you will likely take it everywhere you go. Here is how to set it up:

  • Open the Wallet app on your iPhone.
  • Then you should Tap the + button in the top right corner.
  • Also, press “Continue” on the Apple Pay setup screen.
  • Choose the type of card that you want to add to Apple Pay, which is either “Credit or Debit Card” or “Apple Card.” This choice is simply only available if you do not already have the Apple Card.
  • Follow the steps to then add a new card in one of two ways: Scan the front of your card with your iPhone’s camera or manually enter the card details (name and card number). Then tap “Next.”
  • Enter the card’s expiration date and security code, and then tap “Next.”
  • Read and also agree to the terms and conditions.
  • Select a verification method, either by email, text, or call, and simply enter the verification code when prompted. Then click “Next.”
  • Your bank or card issuer will also verify your information, and once your card is verified, tap “Next” to start using Apple Pay.

If you then want to set up Apple Pay on your iPad, Apple Watch, or Mac, the process is nearly identical, but the first few steps might vary. Below, we explain how to set up Apple Pay on other Apple devices.

How to Set Up Apple Pay on Your IPad

  • Open the Settings app on your iPad.
  • Then you should scroll to find and select “Wallet & Apple Pay,” then “Add Card.”
  • Tap “Continue” on the Apple Pay setup screen.
  • Follow the steps to simply add a new card in one of two ways: Also, you should scan the front of your card with your iPad’s camera or manually enter the card details (name and card number). Then tap “Next.”
  • Enter the card’s expiration date and security code, then tap “Next.”
  • Read and then agree to the terms and conditions.
  • Select a verification method, either by email, text, or call, and also enter the verification code when prompted. Then click “Next.”
  • Your bank or card issuer will then verify your information, and once your card is verified, then tap “Next” to start using Apple Pay.

Set Up Apple Pay on Your Apple Watch

  • Open the Watch app on your iPhone and then navigate to the My Watch tab.
  • Tap “Wallet & Apple Pay” and then “Add Card.”
  • Tap on “Continue” on the Apple Pay setup screen.
  • Follow the steps to then add a new card in one of two ways: Scan the front of your card with your iPhone’s camera or you can manually enter the card details (name and card number). Then tap “Next.”
  • Enter the card’s expiration date and also the security code, and then tap “Next.”
  • Read and then agree to the terms and conditions.
  • Select a verification method, either by email, text, or call, and also enter the verification code when prompted. Then click “Next.”
  • Your bank or card issuer will then have to verify your information, and once your card is verified, tap “Next” to start using Apple Pay.

How to Set Up Apple Pay on Your Mac

If you then want to add a card to your Mac, you will simply need a model with Touch ID capability. But if your Mac does not have Touch ID, you can still use Apple Pay for online purchases if you have an iPhone or Apple Watch, which I will explain more below.

Here’s how to set up Apple Pay on Mac models with Touch ID:

  • Go to the System Preferences on your Mac with Touch ID.
  • Click on the option “Wallet & Apple Pay” then “Add Card.”
  • Tap the option “Continue” on the Apple Pay setup screen.
  • Follow the steps to then add a new card in one of two ways: either scan the front of your card with your Mac’s camera or manually enter the card details (name and card number). Then tap “Next.”
  • Enter the card’s expiration date and also the security code, then tap “Next.”
  • Read and also agree to the terms and conditions.
  • Select a verification method, either by email, text, or call, and even enter the verification code when prompted. Then click “Next.”
  • Your bank or card issuer will also verify your information, and once your card is verified, tap “Next” to start using Apple Pay.

If you have a Mac without Touch ID and also have an iPhone or Apple Watch, here is how you can simply set your devices up for Apple Pay:

  • Set up Apple Pay with your iPhone or Apple Watch using the steps above.
  • Open your iPhone’s Settings or the Watch app (depending on the device).
  • Tap the option “Wallet & Apple Pay” and turn on “Allow Payments on Mac.”
  • Turn on the Bluetooth on your Mac.
  • The next time you want to make a purchase on your Mac using Apple Pay, have your iPhone or Apple Watch nearby to simply confirm the payment.

How to Use Apple Pay

You can then easily make purchases with Apple Pay simply by taking the following actions when you check out online or in-store:

  • iPhone or iPad with Face ID: Double-click the side button, then you should use Face ID or your passcode.
  • iPhone or iPad without Face ID: Use Touch ID or your passcode.
  • Apple Watch: Double-click the side button.
  • Mac with Touch ID: Follow the prompts on the Touch Bar and also place your finger on Touch ID.
  • Mac without Touch ID: Have your iPhone or Apple Watch nearby to receive a prompt, then also follow the appropriate method listed above.

Keep in mind that when you are using Face ID, Touch ID, or your passcode, it is a verification that you approve the transaction. Learn more about how to use Apple Pay.

FAQs

How Do I Pay With an Apple Card In Wallet?

Open the Wallet app on your iPhone, and then you should tap Apple Card. Tap Pay. Hold and also slide the payment wheel to choose a payment amount. Tap on Pay Now to instantly make your payment, and then follow the instructions on your screen.

What Is The Difference Between Apple Pay And Apple Wallet?

What is the difference between Apple Pay and Apple Wallet? Apple Pay is simply the safest way for you to pay and even make secure purchases in stores, in apps, and on the web. Apple Wallet is then the place where you simply store your credit or debit cards so that you can use them with Apple Pay.

How Do I Use Apple Pay With My iPhone Home Button?

When you simply want to pay, you should double tap the Touch ID home button on your iPhone, hold down your finger to authenticate the payment with Touch ID, and also hold your iPhone up to the payment reader. That’s it.

Does Apple Pay Take Money From Your Bank Account?

The money you simply send to others through the Messages app using Apple Pay Cash will then be automatically deducted from your balance before being deducted from your connected debit or credit card. But, if you simply prefer, you can also transfer any money in your Apple Pay Cash account directly to your bank account.

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