Palm Credit – Palm Credit Loan App

Palm credit is one of the instant loan apps you can use from anywhere you want from two thousand to a hundred thousand Nigerian nairas. Like every other loan, they come with interest rates. The interest rates are not hefty compared to the service they offer. With palm credit, you can get a loan in minutes. You no longer have to go through the stress of going to the bank and wait long hours before you would be attended to. If you are looking to get a loan to start your small business, I recommend you use palm credit.

Palm Credit

Loan Apps

There are different types of apps on the app store and Google play store that easily allows you to get quick loans. According to palm credit, the loan duration is between ninety-one to a hundred and eighty days. I would have loved to list the loan apps available but I would not because of the time factor. Let’s go straight down to business.

Palm Credit Loans

First of all, you should know that they are a union. It is almost similar to the regular loan you get from these local money lenders but much more upgraded with some benefits. The loan interest rate ranges from fourteen to twenty-four percent. It all depends on the time you use in paying the loan.

How Are They Different – Palm Credit Loan App

In what ways are these people different from the others you’ve met or used before? Well from my personal experience, you do not need any paperwork to get started. All you have to do is register, get approved for a loan and get a disbursement to your bank account. As you can see, it’s that simple but you must also have a bank account before you can get the cash.


There are features that make palm credit that it is different from the others. These features are indexed below;

  • Like I said before, you do not need any paperwork to get a loan from them.
  • You can decide to pay your loans on time or complete the increase limit tasks to build up your credit limit and reduce the interest rate.
  • You can earn up to eighty thousand Nigerian nairas by just referring people to their app. This is simply referred to as a referral program.

These are just a few factors I think that makes the palm credit app so special than the others.

Download Palm Credit Loan App

Do you want to download the palm credit loan app on your device? If you want to download the app, there are simple steps here. Follow the steps below to download the app for your android device.

  • Open the mobile store on your device.
  • Hit the search bar and search for “Palm credit”.
  • The app page would now be loaded. On this page, find the “Install” button and hit it.

Wait a few minutes and the app would be installed on your device.

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