How Do You Apply For Student Debt Relief

How do you apply for student debt relief – the student debt relief application was live in October 2022 for applicants to fill it out both online or download the PDF form.

How Do You Apply For Student Debt Relief
How Do You Apply For Student Debt Relief

The student loan debt relief was out on Oct. 17, and the Department of Education launched its student loan forgiveness application. This article is aim at showing you how to apply for the Biden student loans relief if it finally wins the supreme court ruling in February 2023.

How Do You Apply For Student Debt Relief?

The application for student Debt relief came just months after Biden announced that borrowers who have federal student loans will be eligible for up to $20,000 worth of forgiveness.

However, borrowers were given until Dec. 31, 2023, to complete their application, but unfortunately, the current application process is on hold based on a court order over other agitations opposing the Biden government student loan debt relief.

How to Apply for Biden Student Loan Forgiveness Application

How do you apply for Biden student loan forgiveness application? The application to apply for student loan forgiveness is simple and easy. To start your online application. You can apply to have up to $20,000 of federal student debt wiped out in a matter of minutes.

The application does require you to upload any forms or use any special login to remember. It has very simple steps to follow duly and get your application done.


  • First, to apply for student loan debt relief visit the official website at
  • Next on the website of the student’s Debt Relief Program page
  • Fill in all the necessary information requested including your full name, Social Security number, date of birth, email address and phone number.
  • Next, you will receive a confirmatory email on the present state of your application
  • And the application will be reviewed by the board for the debt relief
  • If there is no sufficient information on your file to confirm your eligibility, you will be contacted via your email stating the reasons for your eligibility and further steps to take.
  • Most times it makes information on income verification
  • Also, to verify, If you were enrolled as a dependent student between July 1, 2021, and June 30, 2022.
  • Or information about your parent’s income as a student
  • Or if you cannot be matched with the information you dropped on your application form etc. However, if you don’t receive any information from them then no further action is necessary.
  • You will be notified immediately after your application is approved by your agent.

However, if you cannot apply online, the Department of Education says that a paper application is available online in a pdf form, you can find it in the  FAQ section.

While the official application for forgiveness launched on Monday, eight million borrowers completed the beta version of the application this weekend, according to Biden.

All those who completed the beta application do not need to resubmit the application and will be considered ‘first in line’ to receive forgiveness.

And some people may not need to submit an application for relief. Nearly eight million borrowers will automatically receive forgiveness because their income data is already on file with the Department of Education.

How Long will it Take for Student Debt to be Forgiven?

The student debt loan relief would take up to 4-6 weeks after your application. You can check your application often to see if there is a reflection in your loan balance. Your loan servicer will notify you when the debt has been deducted from your loan.

The Federal student loan payments were paused throughout the pandemic by both the Biden and Trump administrations. Payments will resume if the Biden administration wins at the supreme court by the February hearing.

If you continued to make payments during the pandemic, you can actually ask your loan servicer for a refund and then apply for student loan forgiveness to have your debt wiped away.

What if you have Private Student Loans?

Private student loans are not eligible for forgiveness. If you do have private student loans and want to save, it may be worth looking into refinancing, which can qualify you for better repayment terms, including a lower interest rate.

Note that if you have federal student loans and want to refinance them to get a lower rate, you’ll also lose any federal protections. Select ranked the following as some of the best student loan refinancing companies:


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