Mercury Mastercard is an unsecured credit card that is issued by First Bank & Trust, Brookings. The credit card helps to build and boost the credit scores of those with poor credit history.
Do you know that the Mercury credit card allows card users to make pay interest-free payment, that comes with no annual fee charges?
The Mercury credit card is carried by only individuals by invitation. So, if you have received the invitation code for the Mercury Credit Card you can proceed to the Mercury credit card application.
Mercury Mastercard Review
The Mercury credit card is a very simple credit card that even people with a very low credit score of 550 can apply for. The credit can be used to make purchases in-store, in-app and online payments. You can manage your card and take charge of your card activities using the Mercury app.
However, the credit card offers cash advances and balance transfer transactions, but APRs are very high. The credit card allows for a 23-day grace period at the close of each billing period. During the grace period, you will not be charged interest on purchases when all your balance is at the due date every month. The grace period does not affect cash advances and balance transfer transactions. Interest only accrues at the beginning of the transaction date charges for each instance. Also, the maximum credit limit is $1,500.
The Mercury credit card makes a monthly report to the three major Credit bureaus. The credit card charges foreign transaction fees and also charges on payments, Late payments, and returned Checks or payments. You can add additional authorized Users to the card account. The Mercury credit card review shows all that the credit card is designed with, all the benefits and features of the credit card.
The Mercury Mastercard is accepted at every Mastercard ATM, it can be used in more than 210 countries and territories. If you need a credit card that does not have an annual fee but builds your credit score then the Mercury Mastercard is a great idea.
Mercury Credit Card App
The Mercury Mastercard mobile app makes transactions easy for its cardholders. The mobile app makes online transactions better, and more convenient
A cardholder of can manage cards and stay in control using the Mercury cards app. Also, they can Check balances, pay bills, see statements, and redeem rewards using the mobile app. The Mercury Mastercard mobile app works with Android and iOS devices. To download the Mercury credit card mobile app for Android users can go to Google Play Store for Android users and App Store for iOS device holders.
Mercury Credit Card Application Online
To apply for Mercury Mastercard you need to receive a reservation code from the issuer via mail. The reservation code allows you to get a pre-approval. When you receive the reservation ode click on the link at https://www.mercurycards.com/cards/#/findreservation
Enter the reservation code on the new page, the Last four digits of your social security number, and submit your application.
However, if you have not received a Reservation code use the link https://www.mercurycards.com/cards/#/finreservation/lastname
The credit score that is required to get the Mercury credit card is put at 550 according to sources since the estimated fair credit score is in the range of 580 to 669 on the FICO Score scale. However, the credit bureau Credit karma says that the issuers have rejected lots of applications non this range even when all the applicants are pre-qualified invitees.
Mercury Mastercard Activation
When a cardholder is qualified and the credit card is issued to such a person, first you will need to activate the card before you start using it. To activate the Mercury Mastercard get online to activate the credit card, Below are guides to follow;
- Visit mercurycards.com
- Scroll to the right side, top of the page
- Tap on the “Activate My Card” widget
- Next page, fill in the required details on the forms seen
- Enter your new card number
- The last four digits of your social security number
- Birth month and year.
- Next, tap on the Proceed button
With these steps, you will be able to activate your Mercury Mastercard online.
Mercury Mastercard Login
Mercury Mastercard login enables cardholders to access their account online at any time and anywhere. To access your account online and manage your account one use the steps below;
- Visit the Mercury Mastercard official website page at mercurycards.com/cards/#/
- Click the Sign In
- On the next page, enter your Username and Password
- Tap on the Submit button
Follow these steps to log in or Sign in to your Mercury credit card account online.
How To Recover Your Forgotten Username And Password
To forget your password or username is an event that happens more often while using an account online. If you forget your Username or password you will not have access to your online account. However, you do not need to panic your username or password can be recover, then use the steps below;
- At the login section of the Mercury credit card online page.
- Scroll below the Submit button
- If it’s your Username you forgot
- Tap on the Forgot Username link
- On the next page, fill in your details
- Card number
- The last 4 digits of your social security number
- Birth month and year
- Tap on the Proceed button
- At the login section too
- Scroll below the submit button
- If it’s your Password you forgot
- Tap on the Forgot Password link
- On the next page, fill in your details
- Username or Email address
- Last four digits of your social security number
- Tap on the Reset Password button
Use the above process to recover your username and reset your Mercury Mastercard online.
Mercury Mastercard Payment
Mercury credit card payments can be made in different ways by cardholders
Mobile App – the credit card mobile app allows for payment from a bank account or debit card.
Online – cardholders can make payments online by using a credit card or bank account. Get to the website and tap on the account summary page to make payments online.
AutoPay – Cardholders can enroll in AutoPay on the Account summary page. This allows you to avoid late fees. You can set automatic payment for monthly minimum, statement balance, and fixed account on your card payment due date. You can also cancel payment on your credit card by three times before the due date.
Automated phone service – By calling the customer service using the phone number at the back of your card to make a Mercury payment from your savings account or your checking
By Mail – Send your Mercury payment to Card services, at the mail Address on the website. Add your name as appears on your account and the last four digits security number of your credit card for proper documentation of your account.
Mercury Mastercard Customer Service
The Mercury Mastercard customer service is available to attend to all issues relating to the credit card or Mastercard. To contact the customer service center
- Scroll down to the bottom of the page
- Tap on the Contact Us widget
- On the next page, you will see various section
- Choose one that relates to your issues, information, and inquiries.
However, you can speak with a customer service representative using the Mercury credit card phone number on your card on check on their website.
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