Victoria’s Secret Credit Card – How to Apply for Credit Card at

Have you ever shopped at Victoria’s Secret and wished you could earn rewards for all that lingerie, activewear, beauty products, and more that you buy? Well, now you can with the Victoria’s Secret Credit Card.

Victoria's Secret Credit Card - How to Apply

This credit card gives cardmembers special perks and discounts for shopping at Victoria’s Secret and PINK stores. So, if you’re a frequent Victoria’s Secret shopper, the Victoria’s Secret Credit Card might be perfect for you.

Overview of the Victoria’s Secret Credit Card

The Victoria’s Secret Credit Card is issued by Comenity Bank and gives cardholders perks like:

  • Earn 5 reward points per $1 spent at Victoria’s Secret and PINK
  • $15 reward certificate with your first purchase as a cardholder
  • Exclusive offers and VIP savings events
  • 0% APR for your first billing period

So, if sexy lingerie, yoga pants, beauty products, comfy sweatshirts, or other Victoria’s Secret and PINK merchandise are part of your regular shopping, this card can add up to big savings.

Features and Benefits of The Victoria’s Secret Credit Card

Earning Rewards

The major perk of having a Victoria’s Secret credit card is getting 5 reward points equal to 5% back for every $1 you spend at Victoria’s Secret and PINK stores.

You can also get 1 reward point for every $1 on other purchases outside Victoria’s Secret. Those rewards points add up quickly, especially if you regularly refresh your panty drawer or buy the latest sports bra for your gym sessions.

For example, if you spend $100 per month at Victoria’s Secret with the card, you will earn 500 points. Since 100 points equals a $10 reward certificate, after two months you could have a $10 reward certificate to use on your next panty or lip gloss purchase.

Reward certificates don’t expire as long as your account remains open. Plus, there’s no limit to how many rewards you can earn!

Special Financing Offers

Sometimes its worth it to splurge on a special bra and panty set or a few beauty items to pamper yourself. But splurging all at once can strain your budget.

That’s why the Victoria’s Secret credit card offers special financing on purchases of $150 or more fairly often. This lets you break up payments over several months with reduced or deferred interest.

For example, a recent offer let cardholders make a $150+ purchase and pay it off over 6 months with no interest. So you could get a few sexy new outfits and pay them off slowly over time. Offers like this pop up several times a year.

Exclusive Savings Events

Victoria’s Secret is known for its over-the-top fashion shows and glamorous Angels. As a cardholder, you get exclusive access to some amazing VIP experiences.

In the past, cardmembers have been invited to:

Angels VIP Black Card events with private shopping, complimentary services, gifts, and more

Tickets and pre-sale access to the legendary Victoria’s Secret Fashion Show

Behind-the-scenes tours and meet-and-greets with Angels

So wielding this credit card gets you into an elite Victoria’s Secret club.

You also get early access and special discounts during the Victoria’s Secret Semi-Annual Sale. This major biannual sale usually offers deep discounts on previous collections of bras, underwear, loungewear, accessories, beauty products and fragrances.

As a cardholder, you will get to shop the sale before it opens to the public for the best selection.

Other Victoria’s Secret Credit Card Perks

In addition to rewards points and access to special events, carrying the Victoria’s Secret credit card has a few other nice perks like:

  • No annual fee – Enjoy all the rewards and perks year after year without paying an annual fee
  • $15 rewards bonus – Get a $15 reward to use on your very first purchase as a new cardholder
  • 0% APR intro period – No interest is charged on purchases for your first billing period as a cardholder
  • Mobile wallet – Add your Victorias Secret credit card to Apple Pay, Google Pay, or Samsung Pay to pay conveniently via your mobile device

Costs & Fees

While there is no annual fee associated with the Victoria’s Secret Credit Card, you will want to be aware of a few other fees, such as:

  • APR ranges from 26.24% to 29.99% variable on purchases based on your credit
  • Penalty APR of 29.99% variable
  • Up to $38 fee for late payment
  • Up to $35 fee for returned payment

So if you carry a balance from month to month, interest charges can really add up. Its best to pay your full statement balance by the due date each month.

How to Apply

If you want to enjoy rewards points, discounts, and VIP access as a proud Victoria’s Secret credit card holder, apply online today!

You can conveniently submit an application right from the comfort of your couch through Victoria’s Secret. Simply provide some basic personal information so they can check your credit report.

In most cases, you will instantly find out if you’re approved. Approval usually only takes a minute or two.

Once approved, you can start using your card immediately both online and in stores. Just look forward to racking up rewards points on new bras and undies!


As you can see, the Victoria’s Secret Credit Card offers some fabulous perks for Angels devotees. Between earning rewards, access to exclusive events, special offers, and more. This card is for the Victoria’s Secret super fan.

So, if you’re ready to unlock VIP status, rewards points, and serious savings at Victoria Secret, apply for their credit card today. In just minutes, you could be approved and on your way to big benefits. Happy shopping.

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