10 Largest Health Insurance Companies in the World

Do you want to know all about the 10 largest health insurance companies in the world? Then you are in the right place. I am going to tell you about the largest health insurance companies in the world.

10 Largest Health Insurance Companies in the World

What you need to do is to keep on reading. I will explain everything you need to know right here. Just stay tuned.

10 Largest Health Insurance Companies in the World

Now if you want to know about the 10 largest health insurance companies in the world, Here they are below:

  • IMG
  • AXA
  • Generali Global Assistance.
  • Cigna
  • Allianz Worldwide
  • William Russell.
  • Bupa Global
  • Geoblue
  • Expacare Global Healthcare.
  • Plus International.


IMG is a health insurance company that focuses on international and also travel health insurance for individuals, families, and even companies.

Their three most popular plans simply include Global Medical Insurance, Global Mission Medical Insurance, and Global Crew Medical Insurance.


It is headquartered in France. AXA is also one of the leading life and health insurance companies, with operating bases around the world. It also offers five different international insurance policies: Foundation, Standard, Comprehensive, Prestige, and Prestige Plus.

Generali Global Assistance

This was founded as far back as the year 1831. The Generali Group is simply part of Europ Assistance, and is also aimed mostly at health insurance for businesses with globally mobile employees and also employee groups.

There are three different “core plans”, Select, Classic, and Premier, and also three additional outpatient options. compliant worldwide, including North America.


Cigna is also one of the earliest insurance companies, dating back to the year 1792. They simply offer different levels of coverage for individual health insurance: Silver, Gold, and Platinum. They even offer group health insurance as well as other insurance services across Europe, Asia, and also North America.

Allianz Worldwide

Another capable, experienced, and well-known insurance company, Allianz simply offers three different coverage plans: Essential, Classic, and Premier, with optional add-ons, such as maternity and dental coverage.

They simply operate worldwide and are based across Europe, the Middle East, Asia, Australia, the Americas, and even Africa.

William Russell

William Russell is simply a modern health insurance provider who simply entered the market as late as 1992. Today, it is also a part of the much larger Allianz Group. They simply offer health insurance plans for ex-pats who simply want to live and work anywhere in the world, except for the USA and Switzerland.

Bupa Global

Bupa is also a health insurance provider headquartered in the UK, with other bases of operations across Australia, the EU countries, as well as Latin America, the Middle East, and even Asia.

Its partner, GeoBlue, simply offers health insurance coverage for US citizens traveling abroad or just about anyone moving to the US.


GeoBlue insurance simply offers international medical insurance plans for the US. Employers send their employees on assignments abroad as well as individual travelers.

There are also five different types of plans to choose from, with some different levels of coverage. GeoBlue Xplorer is also one of the most popular plans.

ExpaCare Global Healthcare

This company has more than 35 years of experience and also offers policies underwritten by insurers within Lloyd’s of London.

Mostly suitable for ex-pats who plan to live in one of the EU member states. Their policies are simply personalized for individuals and families, international students, and also groups and companies.

Plus International Healthcare

A Plus International is also an Asian company partnered with AXA to simply provide international medical coverage.

A Plus simply offers 4 different worldwide insurance plans: hospitalization, Global 80, Global 100, and Global 100 Plus, as well as the option to include add-ons. Its Southeast Asia plans are even exclusive to Cambodians, Indonesians, Laotians, Malaysians, Myanmarans, Filipinos, Thais, and Vietnamese.

Which Company Should You Choose?

Well, this is simply where it then comes down to individual preference, nationality, and also geographical location – aka, where you are moving to. Health insurance is simply not something to be taken lightly because it can literally mean the difference between life and death in the direst of circumstances.

So, you must then do your research, read reviews, carefully read each policy, and also get acquainted with the company’s claim procedures before making a decision.

How Does International Health Insurance Work?

International health insurance simply works the same as the health insurance you can easily have in your country. You can decide on a plan, decide on the coverage you want, and then you pay monthly or annual premiums (sort of like a subscription).

Then, if you simply get sick or in an accident and also receive medical treatment, the insurance provider will simply cover a part (or all) of your medical bill.

The difference is that an international medical insurance policy will even cover your medical expenses abroad, whereas a local insurance scheme will simply not. This is why it is also commonly referred to as “ex-pat health insurance.”

How to Choose the Best International Health Insurance Plan

When you are shopping around for health insurance, you should have an idea of what you are looking for, so you should know what the best international health insurance plan for you looks like. All policies simply have coverage for the following basic items:

  • Hospitalization and the intensive care unit.
  • Surgery and anesthesia.
  • Lab tests and X-rays
  • Physician visits
  • Urgent care and emergency room visits
  • Prescription medication

Then, different plans will simply also offer coverage for the following, sometimes as an optional “add-on”:

  • Pre-existing conditions
  • Dental care
  • Vision care and prescription eyeglasses
  • Physical therapy
  • Visit a chiropractor.
  • Mental health.
  • Maternity
  • Chemotherapy or radiation therapy.
  • Hazardous sports
  • Nursing care services.
  • Hospice
  • Evacuation or repatriation (to your home country).
  • Alternative medicine
  • Terrorism coverage
  • Preventative care, such as routine checkups

The more coverage you have, then the more expensive the policy will simply be.

Making a Health Insurance Claim

Any good company will surely have a 24/7 helpline, which you can simply call in case of an emergency. They will also have established procedures on how you can simply make a claim if you need to – usually online. Also, ensure you learn how you can make a claim before you purchase the insurance plan by asking directly or reading brochures.

You will also need proof you received medical attention or treatment, such as prescriptions, a hospital bill, pharmacy receipts, etc., so you should make sure you save them.


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