How to Buy Airtime from Zenith Bank

The option to buy airtime from your bank is a great example of how banking has changed to meet the demands of its customers. Zenith Bank, one of Nigeria’s leading financial institutions, provides a convenient way for consumers to purchase airtime, guaranteeing that you may stay connected easily.

How to Buy Airtime from Zenith Bank

In this article, we’ll walk you through the steps of acquiring airtime from Zenith Bank.

How can I Buy Airtime from Zenith Bank?

You can buy airtime from Zenith Bank using various ways, including

  • The mobile banking app.
  • USSD code.
  • Internet banking.
  • and ATMs.

Method 1: How to Buy Airtime using the Mobile App

 Download the Zenith Bank Mobile App.

  • Download and install the official Zenith Bank Mobile App from your smartphone’s app store (Google Play for Android or the App Store for iOS) if you don’t have it on your phone.
  • Enter your registered email address and password to access your account. You can also use biometric authentication if your device supports it.
  • After logging in, go to the “Airtime & Data” or “Recharge” section of the app. This is the location where you can purchase airtime.
  • In the “Airtime & Data” section, you should find a list of mobile network providers (for example, MTN, Airtel, Glo, and 9Mobile). From the list, select your mobile network.
  • Once you’ve chosen your mobile network, enter your phone number (the one you want to top up) in the designated field.
  • Enter what amount of airtime you want to buy.
  • Examine the information you’ve entered, including the phone number amount, and confirm the transaction with your transaction pin or your biometric login if everything is correct.

The airtime will be credited to the provided phone number once validated.

Method 2: How to Use the USSD Code

To buy airtime from Zenith Bank using USSD, you’ll need to follow the steps below:

  • From the mobile phone number connected with your Zenith Bank account, dial the USSD code *966#.
  • Follow the on-screen prompts to select the option for airtime recharging.
  • Choose an Account: If you have numerous accounts linked to your mobile banking, choose the one for the airtime transaction.
  • Select a mobile network provider (for example, MTN, Airtel, Glo, or 9Mobile).
  • Enter the amount of airtime you want to buy.
  •  Confirm the transaction with your PIN.

You will receive a confirmation message on your screen and an SMS notification after completing the purchase.

Method 3: How to Use Your Zenith Bank ATM to Buy Airtime

To buy airtime from Zenith Bank ATM, you’ll need to follow these steps:

  • Find a Zenith Bank ATM.
  • Place your Zenith bank ATM card into the slot.
  • Enter the Personal Identification Number (PIN) for your ATM card.
  • You may need to select the “Quick Teller” or “Pay Bills” option on the screen, depending on the ATM interface.
  • Select “Airtime Recharge”: • From the list of choices, select your mobile network operator (for example, MTN, Airtel, Glo, or 9Mobile).
  • Enter the phone number for which you would want to purchase airtime. Make sure the phone number is correct.
  • Enter the amount of airtime you wish to buy.
  • Review the information you’ve input carefully, and then confirm the transaction using your pin to finalise it.

Your mobile phone will receive a confirmation SMS showing that the airtime has been successfully loaded.

Method 4: How to Buy Airtime using Internet Banking

You must have an active internet banking account with Zenith Bank to buy airtime through their internet banking platform. Here’s how to buy airtime through their internet banking service:

Login to Zenith Bank Internet Banking  //

  • After logging in, look for a section or menu option titled “Airtime Purchase” or “Buy Airtime.”.
  • Select a mobile network provider (such as MTN, Airtel, Glo, or 9Mobile).
  • Enter your phone number and the airtime you want to purchase.
  • Click the “Confirm” or “Proceed” button to complete the transaction.
  • Zenith Bank may request that you input a One-Time Password (OTP) sent to your registered mobile device number to authenticate the transaction.

After successfully purchasing airtime, you should receive a confirmation message or notification via the internet banking platform.

Remember to log out of your Internet banking account for security reasons.

Frequently Asked Questions

Below are some of the frequently asked questions on how to buy airtime from Zenith Bank and their short answers:

Can I use Zenith Bank’s services to purchase airtime for someone else?

Yes, you can purchase airtime on behalf of another person. Input the recipient’s phone number and other essential information during the transaction.

How long does it take for the airtime I purchased to be credited to my phone?

Airtime purchased through Zenith Bank is automatically credited to your phone, allowing you to use it immediately.

Can I use Zenith Bank’s services to purchase airtime at any time of day or night?

Yes, you can buy airtime whenever it is convenient for you because Zenith Bank’s mobile banking services are available 24/7

Is there a cost for purchasing airtime through Zenith Bank?

Depending on the method you use and your account’s individual terms and conditions, Zenith Bank may impose a small convenience fee for airtime transactions. It would be best if you verified with the bank for the most up-to-date fee information.

Is having a Zenith Bank account necessary to purchase airtime through their services?

Yes, you must have a Zenith Bank account and register for their mobile banking services to use their airtime buying services.

What is the Zenith Bank USSD code for airtime purchases?

Zenith Bank’s USSD code for purchasing airtime is *966#. To start the process, enter this code and follow the on-screen instructions to complete your purchase.


Using these options in this article, you can quickly get airtime from Zenith Bank, ensuring you stay connected whenever and wherever you need it. Choose the best approach to your preferences and buy airtime for yourself and others without stress.

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