How to Check my Account Balance on GTBANK

Keeping track of your bank account balance is an essential part of budgeting. Guaranty Trust Bank (GTBank) provides several handy alternatives for checking your account balance, allowing you to stay up to current on your financial situation.

How to Check my Account Balance on GTBANK

In this article, we’ll walk you through the process of checking your GTBank account balance through several means. Let’s see the different methods you can use to check your account balance.

Different ways to check your GTbank account balance

There are different ways to check your account balance, they include:

Method 1: Use the GTBank Mobile App

The GTBank mobile app is a simple and convenient method to check your account balance and conduct various banking operations on your smartphone. Here’s how to use the app to check your account balance:

  • Download the GTBank mobile app from your device’s app store if you haven’t already.
  • Log in to the app with your username and password, or with your fingerprint/face recognition if your device allows biometric login.
  • Once logged in, go to the app’s home screen and select the ‘Accounts’ option.
  • Your account balances, including savings and current accounts, will be displayed on this page.

Method 2: GTBank Internet Banking

GTBank’s internet banking system makes it simple to manage your accounts online. Here’s how to use internet banking to check your account balance:

  • To gain access to Internet Banking, go to GTBank’s official website and select the “Internet Banking” option.
  • Login: To access your internet banking account, enter your username and password.
  • Account Overview: After logging in, you’ll be sent to your account dashboard. You can see your account balances and recent transactions here.

Method 3: GTBank USSD Code

You can check your account balance fast with GTBank’s USSD code (*737#), even if you don’t have an internet connection. Here’s how to use the USSD code:

  • Dial 7376*1#: Using the phone number associated with your GTBank account, dial 7376*1# and hit the call button.
  • Enter Your PIN: You will be requested to enter your GTBank USSD banking PIN.
  • After entering your PIN, your account balance will be displayed on the screen.

Method 4: ATM Machine

You can also check your account balance at any ATM. Here’s how to check it:

  • Locate a GTBank ATM near you.
  • Insert your GTBank debit or ATM card into the machine.
  • Enter your four-digit ATM PIN.
  • Select “Balance Inquiry”: On the ATM screen, select the “Balance Inquiry” option.

Your account balance will be display on the screen, along with a printed receipt.

Can I check my GTB account balance without PIN online?

You can check your account balance via SMS without pin simply follow these steps below:

  • Here is how to check your GTBank account balance via SMS text without PIN:
  • Open the messaging app on your mobile phone (Airtel, MTN, Glo, & 9mobile).
  • Type BALANCE and your GTBank NUBAN account number.
  • Send, the SMS to 08076665555.
  • Lastly, receive your GTBank balance as a text message to your phone.

Frequently Asked Questions

Below are some of the frequently asked questions on how to check GTbank account balance and their short answer.

Can I check my GTBank account balance from overseas using USSD or the mobile app?

Due to network limits, USSD and the mobile app may not work when traveling abroad. When traveling abroad, it is best to use internet banking or contact GTBank’s international customer service.

Is there a daily restriction to the number of times I may use USSD to check my account balance?

GTBank normally does not place a limit on the number of times you can check your account balance via USSD. Be mindful of any network carrier limits or fees that may apply.

Can I check the balance of my GTBank account at an ATM?

Yes, you can check the balance of your GTBank account at any GTBank ATM. Insert your ATM card, enter your PIN, and then click “Balance Inquiry,” and your account balance will be displayed on the screen.

What is the GTBank USSD code for checking the balance of my account?

To check the balance of your GTBank account via USSD, dial 7376*1# and follow the prompts to enter your PIN and view your balance.

Can I access my GTBank account balance via internet banking?

Yes, you can check your account balance online by logging in to your GTBank internet banking account on the GTBank website. The account dashboard will show your account balance.


Keeping track of your account balance is critical for responsible financial management. GTBank offers a variety of easy ways to check your account balance, ensuring that you have access to this important information anytime and wherever you need it.

GTBank makes it simple to monitor your account balance, whether you choose the mobile app, internet banking, a USSD code, or an ATM. This allows you to make more informed financial decisions.

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